Penny Lane Group
Penny Lane Group
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    • Home
    • About Us
    • Services
      • Securities Lending
      • Digital Asset Lending
      • Complex Business Lending
    • Contact
  • Home
  • About Us
  • Services
    • Securities Lending
    • Digital Asset Lending
    • Complex Business Lending
  • Contact

Securities Lending & Stock Loans

We provide clients with tailored access to Securities Financing lending across regional stock markets in Australia and New Zealand. Through our trusted global partners, we arrange non-recourse loans against:


  • ASX200 (pledged with leading institutional grade custodians)
  • Amount: A$500K to A$150m
  • Term: 3-5 years
  • Rates starting at 3.00% pa. 
  • LVR up to 70% 
  • Collateral returned at maturity 

Want to know more?

Let's talk.

Contact Us

Streamlined 5-Step Process

1. Request Financing

3. Call and Final Agreement

1. Request Financing

  • Submit a secure request specifying the collateral type (stocks or digital assets) and desired liquidity amount.

2. Term Sheet & KYC

3. Call and Final Agreement

1. Request Financing

  • Receive a tailored Term Sheet reflecting asset quality and market conditions.
  • Standard KYC/AML checks are completed efficiently.

3. Call and Final Agreement

3. Call and Final Agreement

3. Call and Final Agreement

  • A call is scheduled with a principal or investment manager to finalise the loan terms.
  • A definitive Loan Agreement is then issued for execution.

4. Custody & Pledge

4. Custody & Pledge

3. Call and Final Agreement

  • An account is opened with our custody partner, where assets are securely held and formally pledged as collateral.

5. Funding

4. Custody & Pledge

5. Funding

  • Following approval, a Closing Statement confirms the loan amount.
  • Funds are disbursed directly to the borrower’s designated account.

Frequently Asked Questions

You can reach us at hello@pennylanegroup.com.au if you would like a confidential discussion.

Publicly listed equities with sufficient daily trading volume — typically issuers with US $250M – 10B market cap. Insider or lock-up situations are reviewed individually.

Between 50–70%, based on liquidity, volatility, concentration, and sector beta.

Interest 3–6 % p.a., origination 2–3 %. No hidden or recurring management fees.

Facilities are non-mark-to-market within agreed maintenance bands. A one-time top-up may be requested if collateral value declines beyond 25–30 %, with predefined cure timelines.

Once documentation and custody settlement are complete, disbursement usually occurs within 48 hours.

All pledged securities are transferred to segregated custody accounts under institutional-
grade partners with full regulatory oversight and insurance coverage.

Global coverage, excluding sanctioned jurisdictions and subject to local regulations.

$ 500K per tranche, typically ranging US $10M– 100M per transaction.

The information on this website is for general information only and does not take into account your financial situation or needs. It is not financial, legal, or investment advice.  


We act as a representative for 2nd Capital SPC on behalf of Penny Lane Group Pty Ltd. We do not provide personal financial advice or recommend specific investments. 


While we make every effort to ensure information is accurate and up to date, we make no guarantee of its completeness or reliability. All investments carry risk, and you should seek independent advice before making any financial decisions.

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Disclaimers

The information contained on this site is for persons located in Australia only and classified as a Wholesale Client only as defined under s761G of the Corporations Act 2001. The material contained on the site should not be construed as an offer or recommendation to buy or sell financial products. The information contained on the site is intended to be general in nature and is not personal financial product advice.

                                                  M House Advisory Pty Ltd. ABN 687 225 583 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192.  

Penny Lane  Group Pty Ltd. operates as part of M House Advisory Pty Ltd.              


Copyright © 2025 Penny Lane Group - All Rights Reserved.

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply.   Rates subject to change.  Approved applicants only.

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